MUTUALLY BENEFICIAL

An approach that rewards all involved.

At PPS Mutual we think trying to be all things to all people inevitably leads to compromise.

Which is why to join PPS Mutual you must be currently, or previously eligible to practise, or have a 4 year degree in a designated professional field (or be a previous member of PPS in South Africa). You must also be an Australian citizen, a permanent resident of Australia or a New Zealand citizen with Special Category 444 Visa. By limiting our eligibility to professionals, we’re not only able to provide cover that meets their needs, but we’re also able to let them share in our long term profits.

HELPING ADVISERS BUILD HIGH VALUE, MORE SUSTAINABLE BUSINESS

You may think that our specialist cover and unique Profit-Share offering only really benefits your clients, but our approach has also been designed to enhance your business in two ways:

  • The unique Profit-Share element of our policies translate into long-term relationships with premium clients, which lead to a more profitable practice.
  • By being the only Insurance company in the Australian marketplace to  provide products only to professionals and making them solely available via accredited advisers, we help these practices attract more high value clients.

WHAT OUR ADVISERS SAY ABOUT OUR UNIQUE APPROACH

David Davidson

Managing Partner | Priority Life

“PPS Mutual’s Profit-Share is a unique feature of its policies that brings something different to the conversation with existing and prospective professional clients. Now with Profit-Share accounts reaching over $760,000, our clients are gaining additional value from their insurance. The discussion with prospective clients around the benefits of professional insurance contracts that also provides a profit share has become a much more engaging conversation.”

Glenn Kerr

Partner | Adviser of MBS Insurance - Melbourne

“Just wanted to congratulate you on the way you have tackled the increases (IP, Trauma, TPD) that are ravaging the insurance industry of late, most insurers are taking a sledge hammer approach, (probably because they have to keep up shareholder value) we are seeing increases in the order of 35%, 72% and we had had some clients with 104%.

It was refreshing to see that your approach was to spread your IP, Trauma increases over a 3 year period, however the surprising benefit for us was that the decreases for your Life & TPD rates were being passed back to existing clients, I can’t actually remember this ever being done before and I have been around a long time!

This approach clearly shows the alignment between Insurer and member, which we have discussed over the 5 year journey of PPS and continues to strengthen my belief in the Mutual Insurance model.”

Amanda Levine

Specialist Risk Adviser | North City Group

“We were delighted to find out that our client, who is on a long term claim with PPS Mutual, has continued to accrue a profit share allocation whilst on claim and that his Profit-Share balance is among the largest in PPS Mutual Australia. This highlights the inclusivity of the mutual model and shows that it benefits policyholders, despite unforeseen circumstances.”

WHY OUR ADVISERS NEED TO BE ACCREDITED.

A PPS Mutual policy isn’t just another insurance policy.
It’s a unique product reserved for a privileged few.

As such, we want to make sure professionals receive the very best advice before deciding to become a member. To achieve this, we insist advisers undertake an accreditation process before being able to recommend our products.

This ensures they have a deep understanding of our unique offer as well as our state of the art online platform.

APPLY TO BECOME AN
ACCREDITED ADVISER

If you would like to know more, please complete and submit the enquiry form below:

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Alternatively, contact your local state manager

Local State Managers